Xervio turns idle XRP and RLUSD into weekly yield. Lock your assets, earn from real on-chain strategies, and withdraw on your terms.
Current pool returns
How it works
No complex wallets. No technical knowledge required. Just deposit and earn.
01
Select Starter, Growth, or Vault based on how much XRP or RLUSD you hold. Complete KYC and transfer your assets to your Xervio account.
02
Xervio allocates your assets across XRPL AMM pools, institutional lending, RLUSD Treasury yield, and tokenized real-world assets.
03
Every week, your share of gross yield lands in your account. Choose to receive in XRP or RLUSD. Reinvest or withdraw — your call.
Reward tiers
Three tiers designed for every level of holder. Upgrade anytime as your position grows.
Starter
2–3%
Annual yield
From 500 XRP or RLUSD
Growth
4–5%
Annual yield
From 5,000 XRP or RLUSD
Vault
6–8%
Annual yield
From 25,000 XRP or RLUSD
Yield sources
Your capital is diversified across proven yield mechanisms — never concentrated in a single source.
XRPL AMM Liquidity Pools
We provide XRP/RLUSD liquidity to the XRP Ledger's native Automated Market Maker. Every trade against the pool earns a fee — distributed to depositors.
On-chain · Native XRPLRLUSD Treasury Yield
RLUSD reserves are backed 1:1 by US dollar deposits and short-term US Treasuries. This generates a stable, low-risk base return for all tiers.
Regulated · NYDFS charteredInstitutional Lending
A portion of pooled XRP is lent to vetted institutional borrowers through established platforms. Structured agreements with defined repayment terms.
Growth & Vault tiersTokenized Real-World Assets
Vault tier allocations access tokenized US Treasury bills and bonds recorded on-chain via the XRPL. Highest yield, longest lock commitment.
Vault tier onlySecurity & transparency
Every design decision at Xervio starts with one question: what keeps holders safe? Here's how we answer it.
20% liquidity reserve — always held in liquid RLUSD, never deployed, so you can withdraw without delays.
No single point of failure — capital spread across four independent yield strategies with a 30% maximum concentration per source.
Full KYC/AML compliance — every participant verified. Xervio operates under applicable financial services regulations.
Weekly transparency reports — pool performance, strategy allocation, and reserve levels published to all holders.
Pool allocation snapshot
FAQ
Can I withdraw my XRP or RLUSD anytime?
Starter tier holders can withdraw at any time with no fees. Growth and Vault holders who have opted into lock periods to receive higher APY will need to wait until the lock period ends, or may exit early with a reduced yield adjustment.
Is this the same as native XRP staking?
No — the XRP Ledger uses a consensus model, not proof-of-stake, so native staking doesn't exist. Xervio is a structured yield product that deploys your assets into real yield-generating strategies (AMM pools, lending, T-bills, RWAs) and distributes returns to holders weekly.
How are rewards paid out?
Rewards are distributed every week directly to your Xervio account balance. You choose whether to receive in XRP or RLUSD. You can then withdraw, reinvest, or let it compound.
What happens if XRP price drops?
Your principal is denominated in the asset you deposited (XRP or RLUSD). If you deposited RLUSD, you are fully stable. If you deposited XRP, its fiat value fluctuates with the market — but your XRP quantity is protected. Payouts can be denominated in RLUSD to hedge against XRP price volatility.
Who is Xervio regulated by?
Xervio is building its regulatory framework and compliance structure with licensed legal counsel. We implement full KYC/AML verification for every participant. Specific licensing details are available upon request during onboarding.
Ready to start?
Join Xervio and start earning weekly rewards on your XRP and RLUSD holdings. No technical knowledge needed.